Buying a Central or Southwest Virginia Area home?
Perform a full home search
Perform a full home search
If you're a first time home buyer, you may be struggling to figure out how much you can afford. The best thing that you can do is to speak with a reputable lender to figure out what your monthly mortgage would be, as well as what loan programs would work for you.
We use Joel Balsley with Atlantic Bay Mortgage. He's a very honest lender who's going to tell you exactly what you need to do to purchase a home. Most Realtors in our area prefer a local lender because they're easier to reach. I wouldn't advise using an online mortgage lender - they often make it more difficult to purchase a home. We like to be able to communicate easily with our lenders and find that this makes the home buying process much easier.
Once you know how much you can afford you can narrow down your home search. We don't want you to fall in love with a home, only to find out that you can't buy it because you can't afford it.
If you have any questions or if you'd like to contact Joel, please don't hesitate to reach out to us. We look forward to hearing from you!
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